"Tax Ratio Formula"
"Saves Retirement Money"
"Without Cutting Into Your take Home Pay?"
Your personal tax preparer and annuity agent can verify my statement if you do not believe me and please tell your friends on Facebook and Google about us after they tell you this is rock solid advice.
Here's The Formula
First add your tax brackets together state and federal.
Next subtract your total tax percentage (which is your federal and state tax brackets added together) from 100%.
Exp. 100%- 36% = 64%
Next Divide 100 by the amount left over.
Exp. 100 ÷ 64% = 1.56
Multiply 1.56 by the amount of your tax refund. This is the estimated amount you can demand back in your hands.
Exp. $3,500.00 ( Last Years Tax Return amount ) Multiplied by1.56 (Your Tax Ratio)=
$5,460.00 available to go into your retirement plan.
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It's easy to apply the formula... anyone with a retirement plan can use this formula-- you can too and you can see how too today... FREE
We tracked the average money gain of teachers whom attended our on campus seminars then added payroll tax withholding dollars to their 403(b) contribution.
Their average gain rounds off at $3,500.00 additional dollars added to their savings per year / per person.
And it came from their payroll tax overpayments and did not lowering their monthly pay. The same strategy is used with a 401(k) or IRA too.
Why the formula shows an increase to your refund after being applied
Changing your payroll tax withholdings to monthly contribution has a double digit affect on your money.
The formula is nothing more then a fast and simple way too bring this affect to the light so you can see the money you are losing quickly.
Your withholdings when used as a contribution now becomes a tax write-off.
A Dollar-Per-Dollar tax write-off which means you owe less taxes because you have less taxable income as demonstrated in our video that goes with this explanation.
The formula is the ballpark calculation showing the possible additional money you'll gain when the adjustments are made to your W-4 which gives you the extra cash you see in the calculation. And it's part of this extra money which can provide you a raise too.
Are You still Paying Your Payroll Tax Liability Without Any Benefit to Yourself?
It's causing unbelievable devastation to your future interest gains and comfort... Retirement money and retirement lifestyle... And to your financial peace of mind during your retirement years when all the money you have to live on comes from what you have saved.
Remember during retirement you will be living off of the savings you were able to accumulate while you were working. Unless you go back to work after you retire.
Use the results of the tax ratio formula to create a strategy now to save more money now for your peace of mind and financial security latter!